ASSISTANCE PROGRAMS - FEMA & SBA
FEMA INDIVIDUAL ASSISTANCE
Seminole County residents are eligible for financial and direct services from FEMA's Individuals and Households Program (IHP) and Transitional Shelter Assistance Program (TSA). The deadline to apply for FEMA individual assistance has been extended to January 12, 2023.
You must first file a claim with your insurance company. If you do not have insurance, or if insurance does not cover losses caused by Hurricane Ian, you may apply for FEMA assistance. FEMA assistance is not a substitute for insurance and cannot compensate for all losses caused by a disaster. The assistance is intended to meet your basic needs and supplement disaster recovery efforts.
To learn more about eligibility criteria and review what FEMA assistance covers for households and other needs:
To apply for FEMA assistance:
- Take photos of your damaged home and belongings.
- Make a list of damaged/lost items.
- If you have insurance, you must file a claim with your insurance company first.
- If you do not have insurance, or insurance does not cover your claim, begin applying for FEMA assistance online, on the FEMA app, by phone, or by mail.
FREQUENTLY ASKED QUESTIONS:
- WHAT IF I RECEIVE A DENIAL LETTER FROM FEMA?: Submit an appeal letter with supporting documentation online, via mail, or in person at the Disaster Recovery Center (see below).
- HOW LONG DOES IT TAKE TO RECEIVE A DECISION AFTER SUBMITTING AN APPEAL? Decisions can take up to 90 days once the appeal letter and documentation has been received.
INSURANCE DEDUCTIBLE GRANT: HURRICANE DISASTER RECOVERY
Seminole County is seeking to repair homes that have sustained hurricane damage caused by Hurricane Ian. Applicants may be eligible for an insurance deductible grant for up to $20,000. The Hurricane Disaster Recovery program is designed to provide funds in the form of grants to qualified applicants whose homes have sustained damage from a storm event or other natural disaster. Grant assistance that homeowners are eligible for, include, but are not limited to:
- Repairs required to make the unit habitable and avoid further damage, including the removal of trees and/or debris, roof replacement/repair, etc.
- Repair or construction of wells where a public water system is not available.
- Payment of insurance deductibles and depreciation allowance calculations determined by the insurance company for an eligible housing unit insured by the homeowner.
- The home must be owned and occupied for a minimum of one year by the applicant as documented by homestead exemption status.
- Home must be located in Seminole County.
- The home must be site built or a post-1994 manufactured home on land that is owned by the applicant.
- Property value cannot exceed $254,000.
- Applicant must be current on Seminole County property taxes.
Learn more by caling 407-665-2300.
DISASTER RECOVERY CENTER
FEMA and Seminole County partners have opened a Disaster Recovery Center (DRC), which serves as a one-stop-shop for residents seeking in-person assistance with FEMA services, SBA loans, disaster unemployment, legal advice, veterans services, and other community services and grants.
LOCATION: Seminole State College Sanford/Lake Mary Campus, AT (Automotive Training) Building, 100 Weldon Boulevard, Sanford
HOURS: Monday - Saturday, 9:00 a.m.-6:00 p.m. Closed on Sundays.
- FEMA: Registering for financial assistance, help with appeals, assistance for temporary housing, cleaning reimbursement, home repairs, and more
- DISASTER UNEMPLOYMENT: Resume help, job placement, interview coaching
- SMALL BUSINESS ADMINISTRATION: Low-interest business and home loan
- LEGAL ADVICE: Free legal advice related to storm damage, landlord/tenant disputes, heir properties
- RENTAL ASSISTANCE: First/last month rent assistance, grant program
- DISASTER COMMUNITY DEVELOPMENT BLOCK GRANT: Neighborhood disaster repairs, income-restricted household repairs
- MENTAL HEALTH SERVICES: Disaster-related counseling, substance abuse treatment/education, family counseling
- DIFFERENTLY-ABLED SERVICES: Support for individuals with developmental disabilities, iBudget Florida application assistance, supplies & equipment replacement
- FAMILY RESOURCES: Connection to resources for clothing, shelter, personal hygiene items
SMALL BUSINESS ADMINISTRATION (SBA) ASSISTANCE
The U.S. Small Business Administration (SBA) disaster declaration covers Seminole County. Small businesses and most private nonprofit organizations may be eligible to apply for SBA's low-interest disaster loan program to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.
SBA loans are not only for businesses. Homeowners and renters who suffered loss from a disaster can apply for SBA loans.
To learn more about eligibility criteria and apply:
Visit a SBA Business Recovery Center for in-person assistance.
- ADDRESS: Historic Sanford Welcome Center, 230 E First St., Sanford
- HOURS: Open Monday through Saturday, 9:00 a.m. - 6:00 p.m.
FLORIDA SMALL BUSINESS EMERGENCY BRIDGE LOAN PROGRAM
Seminole County small business owners are eligible to participate in the Florida Small Business Emergency Bridge Loan Program administered by the Florida Department of Economic Opportunity (DEO). Short-term, zero-interest loans are available to small businesses that experienced economic injury or physical damage due to Hurricane Ian.
Interested applicants can apply through December 2, 2022, or until all available funds are expended. Eligible small businesses may apply for loans of up to $50,000 through the program. They are not grants and loans must be repaid by the approved applicant.
To learn more and apply:
Last Updated: November 28, 2022 9:58am